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Dec Pages - Billing statement indicating the detailed calculation of the estimated payroll and premium. The insurance company issues this statement at the beginning of the policy period.  It is also known as the information pages, or dec. sheets.


Final Audit - Billing statement indicating if an additional premium due or a credit for overpaid premium. This is typically issued three (3) to six (6) months after expiration of the policy period once the payroll audit has been completed by the insurance carrier.


Experience Modification Worksheet (Mod Rating) - Summary sheet generated by the National Council on Compensation Insurance (NCCI) or state rating bureau. This sheet indicates detailed information on prior payroll and losses.


Loss Summaries - This is an overview indicating the total amount paid by each claim.


Auditor's Worksheets - Document that the payroll auditor prepares indicating the payroll for the audit period and how the payroll is classified before billing the final audit.


Description of Operations - What type of work is performed?